Why do you need insurance? Insurance is how you manage risk. Essentially, you transfer the risk to the insurance company. When you buy insurance, you buy peace of mind against something bad happening. Listed below are three types of insurance that will protect you and your family. We’ll also … [Read more...] about Insurance Tips
A task often overlooked by many is making certain that a beneficiary is named for important financial assets. If you love your loved one, do it now. Get your affairs in order. It makes no difference how old you are. This must be done for a number of reasons. The No. 1 reason is to make sure that … [Read more...] about Beneficiaries: Why are They Important?
America is drowning in debt. The average debt in America increased by $601 billion in the last quarter compared to the previous year. Mortgage debt rose by $120 billion. Student loan debt increased to $1.51 billion. Auto loans increased $16 billion. Credit card debt increased by $46 billion. A train … [Read more...] about The Debt Epidemic: Cure it Forever
Cyberattacks on 401k assets are on the rise! Is your 401k safe? How often do you check? Do you just make contributions and think that it is growing? Or, do you pay it no mind, and never check? Because of a potential cyberattack, your money could be gone. Your account could be empty! Not only is … [Read more...] about Cyberattacks: Is Your 401k Safe?
When you consolidate your debt, there is the possibility that you could lower your interest rate. The payments may be lowered and there will be only one payment to make instead of numerous payments. When you consolidate into one loan, you most likely will be extending the time to repay. When you … [Read more...] about Considerations for Dealing with Debt
Every year, many folks head out for Christmas shopping and do not have a plan. They whip out old faithful, their Visa or MasterCard or some other preferred credit card, and spend like drunken sailors. Then, January comes. The credit card company sends you a delayed Christmas card with a price … [Read more...] about How to Have a Very Merry Christmas Without the January Hangover
Last week, Albuquerque Business First media announced several outstanding individuals and organizations making an impact in New Mexico. On Nov. 5, these “Diversity Honorees” will be awarded at the 2020 Diverse Business Leader Virtual Awards for bolstering diversity and equality across age, … [Read more...] about Navajo-Owned CPA Firm Named New Mexico ‘Diversity Honoree’
G et out of debt, build wealth for your retirement, fund the kids’ college, live a life without financial worries. Creating a budget is a best practice of millionaires. A personal budget is one of the most essential tools needed to create financial independence. A budget is simply a plan. … [Read more...] about Creating a Budget: Ten Easy Steps
It’s the end of the year and a good time to pull together the information you need for your tax return. Here’s a list to help you get organized: A Social Security or tax ID number for everyone included on your tax return. You need your own number, but don’t forget your spouse and dependents’ … [Read more...] about Gathering Items for Preparing Your Tax Return
The Prescott Sunrise Lions Club, currently meeting at Waffles & More on Iron Springs at 7 a.m. each Thursday, has been servicing the Prescott, Prescott Valley and Yavapai County region for 54 years. Please come and join us as a guest if you are interested in joining and helping the community. … [Read more...] about Serving the Community, Earning Tax Credit