As we begin this journey – and yes, it is a journey – we ask the question: Is it possible to develop an investment plan to achieve financial independence? The immediate answer is yes, it is possible. In this article, we shall explore the necessary steps to make it a reality. What is Financial … [Read more...] about How to Create a Personal Investment Plan for Financial Independence
A debt-free life, what would that be like and how do you achieve it? Living debt-free is a life that is stress-free. A stress-free life is something that you can become comfortable with. Once you achieve such a goal, you will never go back. Detailed below is how you can achieve a debt-free … [Read more...] about Nine Strategies for a Debt-Free Life
The U.S. Small Business Administration has already forgiven more than 1.1 million Paycheck Protection Program (PPP) loans for over $100 billion, providing an extraordinary amount of critical relief to America’s small businesses just 3 months since the earliest PPP borrowers’ covered periods … [Read more...] about 1.1 Million Paycheck Protection Program Loans Forgiven So Far Totaling Over $100 Billion
When you consolidate your debt, there is the possibility that you could lower your interest rate. The payments may be lowered and there will be only one payment to make instead of numerous payments. When you consolidate into one loan, you most likely will be extending the time to repay. When you … [Read more...] about Considerations for Dealing with Debt
Everyone has an idea of what they want their retirement to look like, whether that means spending more time with family, traveling, or enjoying a favorite pastime. Many people even base their financial plans off of their vision for the future. The reality is that you can never truly prepare for … [Read more...] about Developing a Successful Portfolio: Are your assets properly allocated?
Since 1935, Social Security has been one of the pillars of retirement income, serving as the primary source of income for half of Americans over the age of 65. In many ways, it can be regarded as a government-run retirement account for those who have put a portion of their paycheck toward the … [Read more...] about Social Security and Retirement: Do You Know the Right Time to File?
Business representatives, employers, educators, community residents and elected officials present all agree – something serious needs to be done, soon, if Arizona expects to be competitive with the rest of the nation, let alone the global community. That was the consensus following an intense … [Read more...] about Major Changes Recommended to Improve Financial Future for Arizona
Some people spend more time planning their vacation than they spend planning for retirement. When it comes to retirement, many Americans don’t know where to begin. It is important to have a retirement plan addressing ways to have income for life. Finding the most efficient and beneficial way to … [Read more...] about Planning for a Retirement That is Better Than a Vacation
Even though retirees are not working full-time, their tax situation can still be complicated because they may receive investment income, interest or dividend income or capital gains distributions in addition to collecting social security, a pension or drawing from an IRA. Whether they take those … [Read more...] about Tax Planning for and in Retirement