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You are here: Home / Archives for finances

finances

How to Create a Personal Investment Plan for Financial Independence

October 3, 2021 By quadcities Leave a Comment

As we begin this journey – and yes, it is a journey – we ask the question: Is it possible to develop an investment plan to achieve financial independence? The immediate answer is yes, it is possible. In this article, we shall explore the necessary steps to make it a reality. What is Financial … [Read more...] about How to Create a Personal Investment Plan for Financial Independence

Filed Under: Columnists Tagged With: budgeting, finance, finances, financial independence, investing, Investing for retirement, paying off debt, Polara Health, Steven Calabrese

Nine Strategies for a Debt-Free Life

August 3, 2021 By quadcities Leave a Comment

A debt-free life, what would that be like and how do you achieve it? Living debt-free is a life that is stress-free. A stress-free life is something that you can become comfortable with. Once you achieve such a goal, you will never go back. Detailed below is how you can achieve a debt-free … [Read more...] about Nine Strategies for a Debt-Free Life

Filed Under: Columnists Tagged With: budget, budgeting, Debt, debt-free life, emergency fund, finances, getting out of debt, goal setting, investing, money, paying off debt, Polara Health, saving, Steve Calabrese, the bi weekly advisor

1.1 Million Paycheck Protection Program Loans Forgiven So Far Totaling Over $100 Billion

January 15, 2021 By quadcities Leave a Comment

The U.S. Small Business Administration has already forgiven more than 1.1 million Paycheck Protection Program (PPP) loans for over $100 billion, providing an extraordinary amount of critical relief to America’s small businesses just 3 months since the earliest PPP borrowers’ covered periods … [Read more...] about 1.1 Million Paycheck Protection Program Loans Forgiven So Far Totaling Over $100 Billion

Filed Under: Business Tagged With: business, finances, loan forgiveness, money, Payment Protection Program, PPP, U.S. Small Business Administration

Considerations for Dealing with Debt

November 25, 2020 By quadcities Leave a Comment

When you consolidate your debt, there is the possibility that you could lower your interest rate. The payments may be lowered and there will be only one payment to make instead of numerous payments. When you consolidate into one loan, you most likely will be extending the time to repay. When you … [Read more...] about Considerations for Dealing with Debt

Filed Under: Columnists Tagged With: CPA, Debt, finances, Steven Calabrese, West Yavapai Guidance Clinic

Developing a Successful Portfolio: Are your assets properly allocated?

August 21, 2017 By quadcities Leave a Comment

Everyone has an idea of what they want their retirement to look like, whether that means spending more time with family, traveling, or enjoying a favorite pastime. Many people even base their financial plans off of their vision for the future. The reality is that you can never truly prepare for … [Read more...] about Developing a Successful Portfolio: Are your assets properly allocated?

Filed Under: Columnists Tagged With: assests, finances, Stevenson

Social Security and Retirement: Do You Know the Right Time to File?

July 30, 2017 By quadcities Leave a Comment

Since 1935, Social Security has been one of the pillars of retirement income, serving as the primary source of income for half of Americans over the age of 65. In many ways, it can be regarded as a government-run retirement account for those who have put a portion of their paycheck toward the … [Read more...] about Social Security and Retirement: Do You Know the Right Time to File?

Filed Under: Columnists Tagged With: finances, Stevenson

Major Changes Recommended to Improve Financial Future for Arizona

May 8, 2017 By quadcities Leave a Comment

Business representatives, employers, educators, community residents and elected officials present all agree – something serious needs to be done, soon, if Arizona expects to be competitive with the rest of the nation, let alone the global community. That was the consensus following an intense … [Read more...] about Major Changes Recommended to Improve Financial Future for Arizona

Filed Under: Local News Tagged With: changes, Feature, finances

Planning for a Retirement That is Better Than a Vacation

October 19, 2016 By quadcities Leave a Comment

Some people spend more time planning their vacation than they spend planning for retirement. When it comes to retirement, many Americans don’t know where to begin. It is important to have a retirement plan addressing ways to have income for life. Finding the most efficient and beneficial way to … [Read more...] about Planning for a Retirement That is Better Than a Vacation

Filed Under: Columnists Tagged With: finances, Retirement, Stevenson

Tax Planning for and in Retirement

February 10, 2016 By quadcities Leave a Comment

Even though retirees are not working full-time, their tax situation can still be complicated because they may receive investment income, interest or dividend income or capital gains distributions in addition to collecting social security, a pension or drawing from an IRA. Whether they take those … [Read more...] about Tax Planning for and in Retirement

Filed Under: Columnists Tagged With: Barbara Clark Stevenson, finances, Ronald Stevenson

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