Understanding your Quarterly Investment Statement is a key part of successfully managing your investment portfolio. Quarter 1 statements will start hitting your mailboxes in early 2023, so now is the time to freshen up your understanding of what exactly to expect from your Quarterly Investment Statement. What’s Inside My Statement? Quarterly statements are sent every three months of the calendar year. These statements provide you with a broad overview of your assets and investments, as … [Read more...] about Starting Strong with First Quarter Investment Statements
OneAz Credit Union
Start Your New Year With A Jolly Financial Plan
Amid the office holiday parties, the gift shopping and the family gatherings, we also do a lot of looking back at this time of the year. As the holidays approach, it’s also a good time to reflect on your financial goals while starting to plan for the new year. Let’s look at a few financial tips and tricks you can add to your bag of presents this holiday season. 2022 Review In A Nutshell Take a moment to review your portfolio for 2022, did you meet your goals this year? A good starting … [Read more...] about Start Your New Year With A Jolly Financial Plan
Business Line of Credit: How It Works, When It is Useful
Need help managing cash flow? A business line of credit may be the right option for you. A business owner can borrow, as needed, up to the limit of the approved credit line, which can range from $10,000 to $1,000,000, depending on the type of business. Business lines of credit with lower credit limits are usually unsecured. This means collateral such as real estate or inventory is not required. How Does a Line of Credit Work? A line of credit works much like a credit card. You can draw … [Read more...] about Business Line of Credit: How It Works, When It is Useful
A Lifelong Relationship with OneAZ
Johanna Klomann knows Flagstaff. She has built a life in Northern Arizona ever since her family moved there when she was just two years old. Around that time is also when her parents established a personal savings account for her with OneAZ Credit Union. And for someone with a self-proclaimed aversion to change, Johanna has continued to bank with OneAZ ever since. Fast forward to graduation day at Northern Arizona University on a warm May day with a degree in accounting. Johanna had interned … [Read more...] about A Lifelong Relationship with OneAZ
Supporting Communities through Non-Profit Organizations
Arizona is home to more than 20,000 non-profits that provide services to people across the entire state. Non-profits in Arizona have a significant impact in helping make the state a better place to live. When a business or individual gives back, they are contributing to the prosperity of the community. OneAZ is proud to announce that in 2021, the Community Foundation has pledged to award more than $290,000 to help Arizona non-profits. Non-profit organizations that offer programs that align … [Read more...] about Supporting Communities through Non-Profit Organizations
Four Ways to Support Local Businesses Affected by COVID-19
Locally owned businesses are facing unique challenges, likely unlike any they’ve encountered before. Even as Arizona gets back to business, many owners are finding that they need to quickly adapt to stay afloat in light of the COVID-19 pandemic. To keep Arizona’s economy strong, it’s more important than ever to support Arizona-run businesses. After all, locally owned businesses recirculate over 50% of their revenue within the local community. Here are four simple ways to keep supporting local … [Read more...] about Four Ways to Support Local Businesses Affected by COVID-19
How Can You Improve Your Credit Score?
Your credit score is used by financial institutions and lenders to determine how much money you may borrow for a loan or credit card. A higher credit score may mean lower interest rates and better credit limits, while a low score could mean you get denied for credit. What does your score mean, and how do lenders – and even landlords and employers – use it to determine their decision? Here’s how. Your credit score is calculated based on several financial factors. Credit scores are based on … [Read more...] about How Can You Improve Your Credit Score?