America is drowning in debt. The average debt in America increased by $601 billion in the last quarter compared to the previous year. Mortgage debt rose by $120 billion. Student loan debt increased to $1.51 billion. Auto loans increased $16 billion. Credit card debt increased by $46 billion. A train … [Read more...] about The Debt Epidemic: Cure it Forever
Cyberattacks on 401k assets are on the rise! Is your 401k safe? How often do you check? Do you just make contributions and think that it is growing? Or, do you pay it no mind, and never check? Because of a potential cyberattack, your money could be gone. Your account could be empty! Not only is … [Read more...] about Cyberattacks: Is Your 401k Safe?
When you consolidate your debt, there is the possibility that you could lower your interest rate. The payments may be lowered and there will be only one payment to make instead of numerous payments. When you consolidate into one loan, you most likely will be extending the time to repay. When you … [Read more...] about Considerations for Dealing with Debt
Every year, many folks head out for Christmas shopping and do not have a plan. They whip out old faithful, their Visa or MasterCard or some other preferred credit card, and spend like drunken sailors. Then, January comes. The credit card company sends you a delayed Christmas card with a price … [Read more...] about How to Have a Very Merry Christmas Without the January Hangover
G et out of debt, build wealth for your retirement, fund the kids’ college, live a life without financial worries. Creating a budget is a best practice of millionaires. A personal budget is one of the most essential tools needed to create financial independence. A budget is simply a plan. … [Read more...] about Creating a Budget: Ten Easy Steps
When you want to achieve something, often, the best course of action is to do what the experts do. Find out what the best practice is and follow it. There are many traits of millionaires. I have chosen seven, as they are a bit broader in nature. Millionaires tend to: 1. Get Up Early Ben Franklin … [Read more...] about Identifying Seven Traits of Millionaires