A debt-free life, what would that be like and how do you achieve it? Living debt-free is a life that is stress-free. A stress-free life is something that you can become comfortable with. Once you achieve such a goal, you will never go back. Detailed below is how you can achieve a debt-free … [Read more...] about Nine Strategies for a Debt-Free Life
Target Date Funds are all the rage! Do you have your investments in them? They can be used for retirement funds, HSAs and 529s. Is this the smart direction for your investing? Will you maximize your returns? Let’s take a look at them and then you can decide if this is your best course of … [Read more...] about Are Target Date Funds Right for You?
America is drowning in debt. The average debt in America increased by $601 billion in the last quarter compared to the previous year. Mortgage debt rose by $120 billion. Student loan debt increased to $1.51 billion. Auto loans increased $16 billion. Credit card debt increased by $46 billion. A train … [Read more...] about The Debt Epidemic: Cure it Forever
When you consolidate your debt, there is the possibility that you could lower your interest rate. The payments may be lowered and there will be only one payment to make instead of numerous payments. When you consolidate into one loan, you most likely will be extending the time to repay. When you … [Read more...] about Considerations for Dealing with Debt
It is no secret. The Arizona Public Safety Personnel Retirement System (PSPRS) is in desperate circumstances, just as are so many pension systems across the nation. Overall, Arizona governmental units owe $6.3 billion to the pension fund. The debt continues to grow because of several factors, … [Read more...] about Yes, the State’s PSPRS Debt Can Be Solved